Whether you rent an apartment or a house, your landlord's insurance likely covers your building, not your stuff. If something were to happen, would you be able to afford to replace your electronics, furniture, and clothing, among the other things in your apartment? For a low monthly cost, you can protect your personal property as well as your liability from covered losses and damages with renter's insurance.
Renter's insurance has several key features that make it a great choice for renters, including:
Covers the loss or damage of personal belongings on or off premises
Provides legal representation and protection against judgments for covered events
Covers medical costs for visitors injured at a renter's home
Covers costs of temporary housing